MORTGAGE
The process of securing a mortgage can feel like a never-ending series of hurdles, especially for dental professionals. We are experts at negotiating on behalf of those who have no accounts, have recently changed trading styles (eg. from sole trader to Ltd) or have had a recent increase in turnover. We can help directors to secure a mortgage without the limitation of using only your salary and dividends. Our team are highly experienced in providing a tailored approach to make the process as smooth, quick and efficient as possible.
How
VR FINANCIAL
can help you
Whether you are a foundation dentist, an associate dentist, or a principal dentist, your borrowing needs will vary, and the evidence required for your mortgage application will differ.
Lenders will often use regular, employed criteria for foundation dentists, although it is not always as straightforward as this. Associate and principal dentists will typically be required to provide three years of accounts information - which can vary depending on whether you are structured as a sole trader/partnership or a Limited company. At VR Financial Solutions, we have the market knowledge, expertise and professional understanding to help you secure the mortgage you need.
We have access to a wide range of lenders - including those who can work with less than one year of accounts - meaning we can offer the best rates and solutions suited to your precise needs. Our team will work with you and your accountant to ensure the entire mortgage application and process is as smooth and stress-free as possible.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Our Types of Mortgages
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House Purchase/move
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Remortgage
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Existing Borrower
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BTL Ltd Company
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BTL Personal
Mortgages for dentists
Take the headache out of mortgage applications with a dedicated broker who understands the exact needs of dental professionals.